What You Need to Know about MEDplus (Yes, It’s Medical Assistance for OFWs)

Do you have a medical insurance? If none, do you plan on getting one?

Many OFWs are wary of getting an insurance because either they don’t see the need to get one or they just don’t understand how it works. Sadly, there is a thing called “unfortunate incident” that could send you back home – and make it harder for you to go back to work again.

You can always turn to your savings, but what if you don’t have one or what you saved is not enough? In that case, you can turn to OWWA for help.

Get to Know MEDplus a Little Bit More

Sometime September 2015, the OWWA Board of Trustees approved a program allowing Overseas Filipino Workers to receive additional medical assistance from OWWA. On June 2, 2016, OWWA and Philhealth signed a Memorandum of Agreement (MOA) implementing the Supplemental Medicinal Assistance Program for OFWs or MEDplus.

What is MEDplus?

This program aims to provide one-time medical or financial assistance for OFWs, thereby supplementing the benefits provided for by Philhealth. It is available to active OWWA and Philhealth members who are diagnosed with or subsequently hospitalized as a result of a dreaded disease, whether in the Philippines or in the country where you are working.

This program will be implemented throughout the 18 regional offices all over the Philippines. It can be availed of by OFWs themselves or qualified dependent/s in the Philippines in case of death or OFW is still abroad.

What can you get from MEDplus?

  • The amount for financial assistance will not exceed P50,000 per member for one dreaded disease.
  • Supplements the existing benefits of Philhealth and shall cover medical and surgical procedures for such dreaded disease. This means aside from what you can get from Philhealth, you can get an additional P50,000 medical assistance.
  • Subsequent availment of financial assistance is allowed, as long as it doesn’t exceed the P50,000 limit and it will be used for the same dreaded disease originally applied for.

How can you apply for MEDplus?

You must submit the following requirements at the nearest OWWA Regional Office:

  • Duly accomplished MEDplus application form
  • Original copy of Philhealth Benefit Payment Notice (BPN), which shows actual payments made by Philhealth regarding your confinement or availment
  • One passport-size picture
  • Proof of OWWA membership contribution
  • Waiver from the claimant allowing OWWA to access Philhealth records for MEDplus purposes
  • Medical record and Statement of Account in case OFW is confined overseas
  • Special Power of Attorney (SPA) executed by OFW if OFW is abroad and the claimant is next-of-kin.
  • If OFW is dead, claimant must submit authenticated Death Certificate of OFW and marriage or birth certificate to prove relationship to the OFW

Take note of the requirement, dreaded disease. This means your condition must be categorized as a dreaded disease in order to avail of this benefit.

The MEDplus can be a good way to help you augment medical bills. Still, take note that claiming this benefit may take some time. This is why it is advisable to save as much as you can to make sure you have something to rely on in case of emergency or give us a call and let’s talk about how Balikbayad can help you with your cashflow needs.

63 Replies to “What You Need to Know about MEDplus (Yes, It’s Medical Assistance for OFWs)”

  1. GOOD day.
    I am Ofw recently working at Saudi Arabia for 5 years and 3 months arrival here in pinas last 18 day of july 2017, my employer sent me back here in the Philippines due medical test failure about my health. I have one kind of dreaded disease problem in my health, I am active member to owwa and philheath. Can I avail to MEDplus?
    Please kindly response my massage..
    Thank you so much and merry Christmas to all.

    1. Hello Darren. We’re sorry to hear about your health. Nonetheless, we suggest that you submit the requirements asked for in order for OWWA to process your MEDplus application. We cannot guarantee approval since this will be OWWA’s discretion na. Thanks and merry Christmas to you as well!

  2. Hello! My husband was an ex-OFW and was sent back home in 2009 due to TB. He has not left the country since then. A yr ago he had a stroke. Will he be qualified under this program?

    1. Hello Janice. Sorry to hear about your husband’s situation. Your husband may avail of MEDPlus if he is still an active member of both OWWA and Philhealth. This is a requirement needed in order to qualify for the medical assistance.

  3. I am an OFW and OWWA MEMBER.My son got sick and underwent appendectomy surgery.Can I avail of medical assistance from OWWA as My son is one of my dependents?Thank you and kind regards.

    1. Hello. From our understanding, MEDplus is for the OFW-Philhealth member only. We’re not sure if they will extend the benefit to the member’s dependents. You may reach out to OWWA directly though this number – 0917-548-0033 Thanks!

    2. gusto ko po sana magtanong dahil nangangailangan po ako ng malaking tulong. ako po ay isang ofw dito sa qatar, at ang aking ina ay may malubhang sakit. saan po ba ako maaaring lumapit para makahingi ng tulong. Ang aking ina ay nagkaroon ng kidney failure at namamaga ang kanyang puso kaya hindi maisagawa ang operasyon. sana mabigyan nyo ako ng impormasyon
      salamat!

      1. Hi Brynt. Ikinalulungkot po namin ang kondisyon ng inyong ina. Ngunit, ang MEDplus ay para po sa OFW lamang at hindi kami sigurado kung maaari itong maipasa sa kamag-anak. Ang OWWA benefits na maaaring maipasa sa family members ay limited lamang sa education assistance. Have you tried applying for a personal loan? Mayroon po mga loan facilities na exclusive for OFWs na maaaring masubukan para matulungan po kayo sa gastos. Praying for your mother’s recovery.

  4. Hello… i am ex ofw from taiwan, my employer sent me back to the philippines because i have dreaded disease… if i will claim my owwa insurance, can i still claim the medplus or philhealth insurance?

    1. Hello Gercelyn. We’re sorry to hear about what happened. May we know if you are also an active member of Philhealth and OWWA? If yes, you can avail of MEDplus by submitting the requirements indicated in this post. To guide you better, you can contact Philhealth directly at 441-7442 or 441-7444. We hope you get better!

  5. Hello po,Pno po kung yung ofw ay nandun sa bansang pinagtatrabahuhan nya ngpapagamot.
    Ndi po ngbbgy ung hospital ng kopya ng medical records, at bukod sa nkasulat pa sa Chinese yun.
    Na diagnosed po kc n my breast cancer at kasalukuyang ngpapachemo po sya,nsa 48,000 po kada session ng chemo ksi ndi po nya kinakaya yung chemo na may side effects.
    Kya yung chemo na walang side effects po Yung inavail nya.
    Kso nga lang po Mahal po bayad kada session.
    Kya namomroblema sa gastos

    1. Hello Theresa. Ano pa ang relasyon ninyo sa OFW na nasa ibang bansa? Pinakamaganda po gawin ay lumapit na sa Philippine Embassy for repatriation upang makabalik na dito sa Pilipinas ang nasabing OFW. Mas madali po siya matutulungan ng ating gobyerno kung maipagbigay-alam ang kanyang kondisyon. Mapapadali din po ang pag-proseso ng medical assistance kung nasa Pilipinas na. Gayunpaman, dapat ang OFW ay member din ng Philhealth upang ma-avail ang MEDplus. Salamat.

  6. Im a seafarer and a member of owwa. I had retinal detachment when i went home for vacation. I had eye surgery last oct 6 2017. Can i still avail of this medical assistance? I cannot join the ship bec my vision is not ok yet. Thank you…

    1. Hello Carol. We’re sorry to hear about your condition. May we know if you are also a member of Philhealth? this is also another requirement to avail MEDplus. If yes, you can submit your MEDplus application form at the OWWA office near you to process the medical assistance.

      1. Yes I am also a Philhealth member i was able to used it during my surgery. It’s been 3 months now since i had the surgery im just wondering if i still qualified for medplus…thank you.

  7. Im Rizalina de Roxas,isa po akong ofw umuwi po ako nung aug 28 .2017 .but meron n po akong bagong contarata pabalim sa kuwaut but hnd n pi ako nakaalis kasi po kailangan po akong operahan.kasi my mayoma po ako.so pag dating ko ng pinas nag pacheck agad ako so .ang findings mo.ooperahan po ako aalisin po ang matris ko.gusto ko lng po itanong .kung may makukuha po b akong tulong mula sa owwa

    1. Hello Rizalina. Ikinalulungkot po namin ang nangyari. Maaari po tumulong ang OWWA as long as ma-submit din po ninyo ang mga requirements na hinihingi (which is enumerated sa post na ito). Dapat din po ay miyembro kayo ng PAG_IBIG para ma-avail ang medical assistance.

      1. Hello po ako po ay isang ofw galing po ng saudi for 2 years . Dati din po ako seaferer! Ngayun po nag apply po ulit ako seaman . Pro di po ako makaalis dahil merun akong kidney stone na dapat tanggalin bago ako makaalis ..kailangan kailangan ko po ngmedical assistance ng owwa! Wlang wala napo ako mapagkunan ng pangpa opera.. kailangan kailangan ko po ang tulong ng OWWA …!! Pls. Need your help!!

        1. Hi Darcy! Miyembro din po ba kayo ng Philhealth? Kinakailangan ang Philhealth membership upang ma-avail ang medical assistance. Hindi po kami sigurado kung ano ang patakaran ng OWWA/Philhealth sa mga dating OFWs na nais magtrabaho abroad, but we suggest po muna na i-update ang contributions and confirm with OWWA if qualified po kayo (551-1560). Salamat!

  8. Hello po, I am an OFW and OWWA MEMBER. Ng bakasyon po ako sa pilipinas and unluckily i underwent appendectomy surgery during my vacation last January. Nakabalik na po ako ngayon sa work and naka avail din po ako ng Philhealth benefits, but still malaki pa din ang nabayaran ko sa hospital bill. Can I still avail medical assistance (reimbursement) from OWWA? Thank you and God bless.

    1. Hi Marie. We’re sorry to hear about what happened to you, but good to know you are back at work and in good shape 🙂 Are you a member of Philhealth as well? Also, updated po ang inyong contributions? If yes, pwede po kayo maka-avail ng MEDplus 🙂 Thanks!

  9. Hello po ako po ay OFW sa Saudi, tanong ko lang po sana kung covered din po ba kahit hindi dreaded disease although I was diagnosed by refered case and serious condition (peroneal nerve entrapment) , active OWWA member po ako kaya lang hindi po kasi updated ang payment ko sa philhealth.

    1. Hi Herbie. We are sorry to hear about your condition. What you can do po is to update your Philhealth contributions upang ma-avail ang medical assistance na makakatulong sa inyong treatment. Hoping for your recovery!

  10. Magandang araw po,may makukuha po bang medical assistance from owwa?naoperahan po kuya ko last year 2017 sa dubai spinal chord pinauwi po sya at dito sa PGH sabi ng doktor ay uulitin daw ang opera,active member po sya ng owwa at philhealth.salamat po

    1. Hello JM. We’re sorry to hear about what happened to your kuya. Please assist him in submitting the documents required in order to avail of the medical assistance and para ma-release na ang money to help in the operation.

  11. I am currently an active member of both OWWA and Philhealth. I am in need of surgery that causes me anemia due to bleeding. Can I qualify for Medplus as well as Philhealth at the same time? Where should I apply since I am still abroad?

    1. Hi Marina. As long as the contributions for both OWWA and Philhealth, yes, you can apply for medical assistance. You can submit the documents at any OWWA Regional Office (OWWA also has branches overseas) to process MEDPlus. You can also check the Philippine Embassy in the country where you’re working since mayroon po desk ng OWWA doon. Thanks and hope you’ll feel better!

  12. Hi po may tanong po ako mag 3yrs na po ako naka uwi d2 sa pinas galing dubai nag ka sakit po kc ako ng lukemia ongoing pa po ang chemotherapy ko..ang prob po d ako naka bayad sa philhealth ung philhealth ng asawa ko ang ginagamit ko..pero meron ako owwa certificate…salamat po

    1. Hello Erwin. We’re sorry to hear about this. Apparently, dapat po under your name ang Philhealth and OWWA para po mag-qualify since kayo po ang mag-aavail ng medical assistance. Praying for your recovery.

  13. Hi.. i just want to ask if i can avail mediplus, i am ex abroad for 2 yr and last check with my status in owwa i am a member twice, i applied again for work abroad last october and they offered me salary but then when i finished my medical they saw on my neck that needs to undergo surgery now im still pending on my medical.. i am member of philhealth and recently i paided it.. do i have the chance to avail in mediplus? Cuss i still want to work back abroad.. thank you

    1. Hi Michelle. It is important po that both OWWA and Philhealth contributions are updated to be able to avail of this medical assistance. We’re not sure as well if the medical assistance could cover “former OFWs,” so we suggest that you confirm this directly with Philhealth (441-7442 | 7444) or OWWA (8917601 local 5401 / 5402 / 5403 / 5418)

  14. Kailangan ko po nang medical assistance ng OWWApang pa opera ng kidney stone ko po! D po ako makaalis hanngat d po na operahan ! Wla napo akong ivang malapitan o mapag kunan ng pang gastos.. tulungan nyo po ako .kung ano gagawin ko!!

  15. My father is in Saudi for almost 35 yrs..he is 64 yrs old, diabetic and high blood taking a lot of maintenance medication. He is not a member of philhealth but an active member of owwa…can he claim for the benefits?

    1. HI Liza. To avail of medical assistance, it is required that the person availing it is a member of both OWWA and Philhealth. We suggest that you update the contributions of your father to avail of MEDplus. Also, the assistance requires “dreaded disease,” so it is best to confirm this with Philhealth (https://www.philhealth.gov.ph/about_us/map/regional.htm) if your father’s condition falls under this category. Thanks!

  16. isa po akong seafarer at member ng philhealth at owwa..unluckily ngayong vacation ko kinailangan ko mag undergo ng surgery tonsillectomy..pwede po ba ako makapag avail ng Medplus

    1. Hi Avigail. Yes, you can avail of MEDplus as long as updated po ang contribution for both Philhealth and OWWA. Please submit the documents required (indicated in this post) so that Philhealth can process the medical assistance. Hope you feel better!

  17. gud day…
    nag saudi po aq dati at owwa member po aq…it was 2009…mangyari po ngkasakit po aq at na confined last dec. 28, 2017 up to jan. 12, 2017 at mlaki din po ngastos namin…pwd po b aq hmingi ng medical assistance? kc ung kakilala q po nkakuha kht 10,000
    eh mlaking tlong po un sakin kc until now deretso p din medications q…
    sna po masagot ktanungan q tnx
    09460147265

    1. Hi Benjie. We’re sorry to hear about this, but may we know what happened? One of the qualifications is “dreaded disease” so dapat po pasok ang inyong naging karamdaman upang mag-qualify sa medical assistance.

  18. good day po. i am an ex-ofw. never availed any benefits from owwa. i believe i am still a member, though inactive. member of philhealth but under a new local employment. recently, undergone major surgery like cholecystectomy. am i eligible to receive that medical assistance from MEDPlus? Thanks for answering.

    1. Hello Jo. MEDplus is exclusive po for both active OWWA and Philhealth members. Also, the “disease” must also be classified as a “dreaded disease” under Philhealth list. If you meet po these requirements, then you can avail po of the one-time financial assistance. Since inactive OWWA member na po kayo, then apologies but you might not be able to qualify po. Nonetheless, it is best to confirm this with Philhealth (https://www.philhealth.gov.ph/about_us/map/regional.htm) Thanks!

  19. Hi, i am an active member of OWWA and Pilhealth. I have a mesenteric cyst and its been with me for 3 yrs. i need to undergo surgery to out the cyst since my stomach is getting bigger and bigger. i will have my vacation this july 2018. i plan to have the surgery during this vacation time. can i avail of the MEDplus?
    thank you and more power

    1. Hello Eunelfa. We’re sorry to hear about this. In order to qualify for the medical assistance, your condition must also be classified as a “dreaded disease” by Philhealth. Unfortunately, we don’t know what conditions are under this category since the website merely said “4,600 medical and surgical procedures.” We suggest po that you contact them directly (https://www.philhealth.gov.ph/about_us/map/regional.htm) to know if you are qualified. Hoping for a speedy recovery!

  20. Dati po akong OFW sa KSA nagresign po ako nung april 2017. Nakidney transplant po ako etong march 2018. Active po ang contribution ko sa philhealth at member din ng OWWA dati. May maavail po ba akong benepisyo kahit ex saudi na at wala na po ung mga resibo ng OWWA payment?.

    1. Hello Snow! Yes, you can try parin po by submitting the requirements as stated in this post. Pero kinakailangan po kasi din maipakita ang proof of OWWA contribution upang ma-verify ang inyong status as OFW.

  21. Hi po ask ko lang kasi ang ttay ko po ay ofw sa saudi ngaun po nastroke po sya ask ko lang po kung makkapagavail po sya ng medplus? Ilang months po ba ang dapat hulog sa philhealth para makapagavail po ng medplus?

    1. Hello Elyn! Philhealth membership is mandatory naman po as soon as nag-apply ng work ang iyong father. We’re not sure kung mayroon required number of monthly contributions. Nonetheless, maaari parin po ninyo subukan by submitting the requirements stated in this post. We hope that your father gets better.

  22. OFW ako noon Sept. ’86 after 3 months bumalik ako sa pinas kc hindi tama ang work assignment ko (Jubail) then nag start ulit ako ng 1990 medicare pa noon, humingi ako ng record at binigyan naman ako ng Philhealth start sya ng Jan. 2006 hanggang 2016 June. gusto ko itanong kung saan napunta yung contribution ko nung Medicare pa lang nagtanong na rin ako sa Philhealht ipinasa ako sa SSS, sumagot ang SSS at itanong ko daw uli sa Philhealht, medyo magulo di po ba at kung 118 total months nakabayad lifetime na po ba member ang OFW nang philhealth at hindi na kailangang magbayad pa.

    1. Hello Willie! Did Philhealth acquire Medicare? If yes, dapat absorbed na and continuous parin ang contributions mo to be able to enjoy the benefits from Philhealth. We’re not aware if there is such thing as “lifetime member” po since we are not Philhealth as well. Apologies if we cannot fully help you on this situation.

  23. Magandang araw po,may roon lang po akong katanungan tungkol po sa tatay kong si Renante B. Galang.Nag abroad po kasi sya taong 1997 tapos taong 1999 october sya po ay inatake sa puso at nagka mild stroke at isang buwan syang na confine sa Dammam Saudi Arabia at pgkatapos nun ay inuwi sya sa pilipinas nang hindi pa nakakarecover at naconfine po sya sa ibat ibang ospital dito sa pilipinas at dahil sa pagkastroke nagkaron sya ng Heart disease kaya po ngayon di na sya makapagtrabaho, Meron po ba syang makukuhang medical assistant dahil sya ay isang PWD na? Salamat

    1. Hi John Paul. Ikinalulungkot namin malaman ang nangyari sa iyong ama. Maaari po ba namin malaman kung miyembro siya ng OWWA at Philhealth? Isa kasi ito sa mga requirements upang maka-avail ng medical assistance. Hindi po namin sigurado kung ano po ang medical assistance available, but have you checked with SSS as well?

      1. Ma’am member po sya ng OWWA at ang sabi nya daw pagdating sa philhealth mama ko ang meron kasi sa mag asawa daw po isa lang ang pwede. Maraming salamat po sa pag sagot sa katanungan.

        1. magandang araw po ma’am ayon po sa papa ko meron din po daw syang SSS. Ano po kaya ang makukuha nyang medical assistance?

  24. I am a seaferer an OWWA and PHILHEALTH member, our company paying my monthly PHILHEALTH contribution if I am onboard. I signed off November 29, 2017 and scheduled to sign on February 30, 2018 but unfortunately the result of my Pre-Employment Medical Examination was pending due to my HBV DNA results is DETECTED and must be UNDETECTED in order to be FIT TO WORK. According to the Doctor needs six (6) months medication and HVA DNA test and very expensive. Almost five (5) months without contributions I am still qualify to avail MedPlus? Thank You. Roger

    1. Hello Rogelio! It is required po that you are a member of both Philhealth and OWWA, which also means the contribution must be updated. Also, the disease must be among the list of “dreaded disease” classified by Philhealth themselves. We’re not sure lang po if your condition is classified as a dreaded disease so it is best to confirm this with Philhealth as well.

  25. Hi,
    I would like to inquiry regarding my situation. I was OFW for 5years(2012-2017) in Abu Dhabi UAE due to my health condition(had nervous breakdown). I resigned. I would like to ask po kung ano benefits ang pwede ko makuha? My OWWA and Philhealth din po ako
    Thank you po

    1. Hi Millet! One of the requirements is “dreaded disease.” Philhealth has a list of medical conditions considered as dreaded disease and we’re not sure if your medical condition is classified under this.

  26. Gud Pm po. Hi I’m active member of OWWA at Philhealth. isa po aq seaman. napauwi po aq last October dahil naoperahan aq ng appendicitis sa Korea. meron po b aq makukuha na medplus? salamat po

    1. Hi Edgar! We’re sorry to hear about this situation. Regarding the medical assistance, Philhealth came up with a list of “dreaded diseases” which will be covered by MEDplus. We suggest po that you confirm “appendicitis” if part po sya ng classification so you can avail of this benefit.

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