Small Business Ideas You Can Try Even With Low Capital

If you’re an OFW, you’re either in the country where you’re working or back in the Philippines, which is most likely the latter.

According to the Department of Foreign Affairs, more than 31,000 OFWs as of May 2020 – and this number is still increasing (1). Aside from this, thousands of Filipino workers are unable to leave the country to work overseas. Surely, this created an impact, especially financially.

Still, this doesn’t mean it’s over. The pandemic affected everyone’s way of life and living but this doesn’t mean you cannot do something about it. While you’re still awaiting deployment or planning to look for a new job, here are business ideas you can do first and who knows, this could venture into something bigger:


Who doesn’t love sweets? If you or anyone in the family have a knack for baking, then you can put those skills into good use and start baking. The good thing about this business is that you need less than P10k for capital, especially if you already have basic tools like mixer and measuring devices.

Chocolate chip cookies and brownies are common favorites but if you want people to notice, then think of something that is not yet offered in the market. Remember the ube cheese pandesal craze?


If baking is not your passion, then cooking could bring in some extra cash – and this is doing good, so far. Many people are always in the lookout for new dishes to try and if you happen to have a family favorite, then why not share and sell it?

Weekly meal plans are also click these days since many people are starting to become more conscious. If you opted for this, then careful meal planning is necessary since you have to prepare four meals for one week.

Costing is crucial, so don’t sell your products too low to lose profit or too high to lose customers. Explore your options when sourcing your products. Supermarkets have higher prices but you are assured of the safety and cleanliness of the food products.


Grab, Lalamove, and Mr. Speedy are in demand nowadays. If you prefer a set-up you can control, why not partner with online sellers you know and offer delivery services? You will have to service a few instead of waiting for the transaction to come in. You can negotiate your fees as well, so it’s a win-win situation for both parties.

Still, this requires a smartphone and motorcycle. If you already have one, then make use of it now. Otherwise, you have to buy one, which will cost P40,000 or less, depending on the brand.


Milk tea are popular for quite sometime. But if you want to stand out in the market, then offer drinks that caters to health-conscious individuals or those who are into a specific diet.

Selling drinks is among the low-cost but profitable business ideas because let’s face it, who doesn’t drink, right? It’s a hit, too, regardless of the weather.


if you or anyone in the family has a knack for anything tech-related, then consider this business. Web design is in demand these days because many companies are transitioning and slowly going digital. A lot of startup companies are also in need of this service, so take advantage of this as well.


Thinking of what to sell and making these products can be time consuming. The good news is there are tons of online sellers who are looking for resellers of their products. This way, they could reach a wider market – and this is where you come in.

What’s good about being a reseller is that you don’t have to be involved in the actual process. You can also re-sell multiple products, as long these products are not directly competing. This could result to higher income as well.

Storage is an important factor, especially if you will resell frozen goods. Make sure you have sufficient space as well and always be mindful of your inventory.

This pandemic compromised your plans for your family but this doesn’t mean you cannot do something to salvage the situation. Business may be slow and small at first but with hard work, effort, and help from family and friends to support your venture in social media, things will get better soon. Have faith.



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